XRP is currently hovering near one of its most formidable multi-year resistance barriers. In a recent video analysis, crypto specialist Steph Is Crypto (@Steph_iscrypto) examined XRP’s technical setup, directing attention to a stubborn price band left over from the 2021 bull run.
According to Steph, “If XRP manages to break above this region here between $1.65 and $1.80, if we close above this region, then I think we’re gonna fly off to new all-time highs.”
The Inverse Head and Shoulders Setup
The daily chart reveals a classic bullish reversal indicator: an inverse head and shoulders pattern featuring a neckline close to $1.52. Although XRP is presently holding above this mark, the analyst stresses that the breakout requires confirmation.
Examining a line chart, he highlights that this marks the initial instance where XRP has achieved a substantial, sustained close past the neckline. Should this support hold, the pattern’s projected target climbs to $2.33.
Such a move translates to an estimated 53% surge from the initial breakout. Factoring in a stop-loss around $1.44—which risks roughly 5.7% of downside—Steph computes an impressive risk-to-reward ratio of 9.2:1.
$XRP: the ONLY chart you need to see!!! (urgent) pic.twitter.com/9At0VjseSu
— STEPH IS CRYPTO (@Steph_iscrypto) September 26, 2026
Bearish Divergence Adds Short-Term Caution
Balancing the outlook, Steph points out a bearish RSI divergence on the daily timeframe. While the token’s price formed a higher high, the Relative Strength Index registered a lower high, indicating fading momentum and hinting at a potential near-term correction.
As he notes, “It is a little bit uncertain here in the short term, especially considering that we already had a massive bump in just a couple of weeks here for XRP.” He also points to profit-taking risks. Given the asset’s rapid gains recently, leveraged traders are advised to proceed carefully around current prices.
The Confirmation Level to Watch
The critical threshold to monitor is $1.65, per Steph’s analysis. Successfully breaking and closing past this barrier would pave the way for a 2026 push toward record highs. Until that occurs, XRP stays locked in a fiercely contested area where multiple scenarios remain viable.
Other Developments Around XRP
The analyst additionally reviews a handful of related headlines. Mention is made of Bitget halting withdrawals temporarily after a security breach, alongside a report that a Canadian exchange limited one user from buying XRP while allowing trades in other coins—events he views as worth tracking rather than definitive.
Finally, he addresses an unverified remark circulating online that was supposedly made by a former JPMorgan executive, suggesting XRP could “retire many people by the end of the year.” Steph emphasizes that he has been unable to trace the quote back to any credible original source.