As the banking sector keeps embracing blockchain-based payment infrastructure, financial analyst Levi highlights Citigroup’s collaboration with Coinbase as proof of this transition. This move integrates stablecoins into the payment frameworks of a leading financial institution, prompting discussions about how banks might leverage digital assets moving forward.
In a video shared alongside his tweet, Levi remarked, “The banking system is starting to speak crypto,” while breaking down Citi’s alliance with Coinbase. He pointed out that Citi joined forces with Coinbase to introduce stablecoin payment options for institutional clients.
Highlighting Citigroup’s status as a $2.8 trillion institution, Levi underscored the gravity of a primary financial player integrating blockchain payment infrastructure. He noted that this milestone highlights the expanding participation of banks in blockchain-driven financial services.
Citigroup and Coinbase have broadened their institutional collaboration to facilitate stablecoin transactions for Citi’s corporate and enterprise customers. In this setup, Citi acts as the bank of record for fiat settlement, whereas Coinbase supplies the underlying infrastructure required for the stablecoin payment workflow.
$XRP HOLDERS THE BANKS ARE MOVING pic.twitter.com/Yn6rtzkivS
— Levi | Crypto Crusaders (@LeviCryptoGuy) September 28, 2026
Levi Links Bank Adoption to XRP
Following this, Levi tied the milestone to XRP and its utility in cross-border settlements. He emphasized that XRP allows individuals to transfer value internationally with speed and efficiency—a utility he considers significant should financial institutions shift payment operations on-chain.
“If banks keep moving in this direction, you have to wonder how much higher XRP price goes,” Levi said.
He then offered a precise price target for XRP.
“I think a 10-dollar XRP is hard-coded,” Levi said.
That said, the initiative between Citi and Coinbase does not incorporate Ripple or the XRP Ledger. The collaboration relies chiefly on fiat-backed stablecoins coupled with Coinbase’s payment framework.
Citi’s network possesses the capability to translate incoming fiat funds into stablecoins, enabling enterprise merchants utilizing Spring by Citi to process stablecoin payments without needing to hold cryptocurrency directly.
Stablecoins Create Another Payment Route
This initiative illustrates how banking institutions can integrate blockchain tech independently of XRP. Stablecoins enable organizations to move digital forms of fiat money while staying directly tied to conventional currencies.
This characteristic distinguishes Citi’s current strategy from payment systems built around XRP. While XRP functions as a bridge currency to facilitate value transfers across diverse monetary units, dollar-pegged stablecoins retain a value anchored to the United States dollar.
Consequently, the Citi-Coinbase arrangement highlights institutional acceptance of blockchain-based transactions, yet it neither establishes XRP as a settlement medium nor generates direct demand for the token.
We are on X, follow us to connect with us :- @TimesTabloid1
— TimesTabloid (@TimesTabloid1) June 15, 2025
Levi’s $10 XRP Projection
Levi’s $10 target for XRP reflects his personal market forecast rather than a guaranteed certainty. Considering a circulating supply ranging from approximately 56 billion to 58 billion tokens, a $10 valuation would push XRP’s market cap past $560 billion.
While the expansion of institutional blockchain payments may fuel growth throughout the digital asset industry, Citi’s stablecoin project offers no direct pathway for XRP to achieve that valuation.
Rather, the initiative highlights a rising demand among major banks for blockchain-powered payment solutions, even as XRP, stablecoins, and alternative digital assets vie for dominance across varying payment and settlement frameworks.