Crypto commentator Mason Versluis has pointed to two specific characteristics of XRP that he argues could aid its function in an upcoming tokenized financial infrastructure: its 100 billion maximum supply and its “X” symbol prefix.
In a published video on X, Versluis noted that creators intentionally engineered both attributes, and he suggested they could facilitate large-scale value transfers.
Focusing first on the “X” in XRP, Versluis associated it with the ISO 4217 currency framework. He clarified that the ISO 4217 protocol applies codes starting with “X” to items that are not tied to any specific nation’s legal tender, citing gold and its XAU ticker as a precedent.
According to Versluis, the “X” marker shows that XRP is not bound to a specific country. He argued that this trait might gain significance should financial markets increasingly adopt tokenized assets alongside global digital settlement methods.
He proposed that actors within such an ecosystem might look for a medium that functions separately from any individual nation’s money. Versluis characterized XRP as a potential bridge currency and liquidity vehicle capable of linking disparate financial networks and currencies without being tied to a sole government.
At the same time, the ISO 4217 classification itself neither guarantees XRP’s upcoming utility nor confirms that its founders built the asset to process trillions of dollars. Rather, the standard simply assigns the “X” prefix to specific financial and monetary items that do not represent sovereign nations.
$XRP Secrets You Didn’t Know pic.twitter.com/qtB39UEOwX
— MASON VERSLUIS (@MasonVersluis) October 5, 2026
Versluis Connects XRP’s Supply to Large-Scale Transfers
Moving on to the 100 billion maximum token limit, Versluis claimed that developers intentionally opted for a higher supply capacity because XRP was intended to handle massive transfers of value.
While conceding that individual token value plays a role in how much worth a network can move, he insisted that an elevated supply affords participants increased versatility during high-value operations.
Versluis drew a comparison to Bitcoin’s capped supply of 21 million units, questioning why the creators of XRP went with a much larger pool instead of engineering a scarce asset akin to Bitcoin.
To Versluis, this contrast highlights an intentional design strategy. He underlined that XRP bypasses extreme scarcity in favor of a 100 billion maximum supply structure.
Furthermore, Versluis touched upon the segment of XRP tokens that are not currently part of the active circulating pool. Taking into account Ripple’s reserves and locked assets, he calculated that roughly 60 billion XRP are practically accessible, though various market dynamics, holdings, and scheduled escrow unlocks can alter the volume of tokens in circulation.
We are on X, follow us to connect with us :- @TimesTabloid1
— TimesTabloid (@TimesTabloid1) June 15, 2025
Versluis Responds to XRP Market Cap Criticism
Following his remarks, an X user pushed back against Versluis regarding XRP’s market valuation and price action. The critic asked how XRP could sustain a valuation near $96 billion while trading below $2, prompting Versluis for an explanation that avoided phrases like “manipulation” or anticipated adoption.
Versluis answered by performing a straightforward market capitalization equation. Multiplying roughly 63 billion XRP by a $1.50 price point yielded a valuation near $94.5 billion.
He underscored that market capitalization is derived from basic math and does not dictate the individual price of a single XRP token. Instead, market valuation is driven by supply and demand dynamics established through transactions between buyers and sellers.
Versluis wrapped up by stating that XRP’s price level near $1.50 simply represented the valuation that the market accepted for each token when he made his comments.